1. Set realistic financial goals
The best way to start saving is by budgeting and knowing where your money is going.

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2. Save, save, save
It is good to set aside a proportion of your income to achieve your goals.
Image 3. Have different bank accounts for different expenses
Keep your savings accounts separate from general transaction accounts to isolate money for different needs.

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4. Plan for unexpected bills
Keep money aside as a contingency to pay for unforeseen expenses.

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5. Make sure family goals are aligned
Regularly review your family budget plan and your savings plan.

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